Mortgage Loan Originator II, West Region, Valparaiso, IN Accounting - Valparaiso, IN at Geebo

Mortgage Loan Originator II, West Region, Valparaiso, IN

3.
5 Valparaiso, IN Valparaiso, IN Full-time Full-time Estimated:
$55.
2K - $69.
9K a year Estimated:
$55.
2K - $69.
9K a year POSITION SUMMARY Originates permanent FHA / VA and conventional residential mortgage loans and participates in related business development activities in assigned region/area.
ESSENTIAL REQUIREMENTS Solicits residential first mortgages through contacts with realtors, builders and developers.
Calls on potential or existing customers as assigned to develop new business or retain existing business.
Utilizes the mortgage product to cross sell banking relationships for the regional banking centers (i.
e.
, checking accounts and other deposit services).
Provides service to customers and prospective customers seeking residential mortgage loans.
Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Negotiates terms and conditions of loan with mortgagors.
Makes presentations to prospective customers in the community.
Keeps informed of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government-insured mortgages.
Must have valid driver's license.
Completes all compliance training related to the position.
Understands all applicable laws and regulations that apply to the position and complies with the requirements.
NON-ESSENTIAL FUNCTIONS Performs all other duties as assigned.
EXPERIENCE/SKILLS Minimum of one (1) years of consumer lending or mortgage experience preferred.
Full understanding of secondary mortgage loan programs.
Sales experience preferred.
Good PC skills -proficiency in Microsoft Word and Excel essential.
Good calling and presentation skills.
Self-starter, good organization skills.
Ability to work well within a team.
Good verbal communication skills.
Willing to work flexible hours.
EDUCATION Bachelor's Degree preferred.
The Federal Government requires that employees with responsibility for residential mortgage lending and/or consumer real estate loans be registered with the Nationwide Mortgage Licensing System and Registry (NMLSR).
For consideration of this position, you will be required to obtain a unique identifier, register with NMLSR, and be fingerprinted for a criminal background report.
Individuals hired for this position must:
A) have not been convicted of, or pleaded guilty or nolo contendere to, a felony in a domestic or military court during the preceding seven-year period or, in the case of a felony involving an act of fraud, dishonesty, a breach of trust, or money laundering, at any time; B) has demonstrated financial responsibility, character, and general fitness such as to warrant a determination that the individual loan originator will operate honestly, fairly, and efficiently.
TRAVEL REQUIREMENTS Ability to travel to off-site locations for meetings, projects, seminars, etc.
, as well as ability to travel overnight.
PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals to perform the essential functions.
While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear.
The employee is occasionally required to stoop or kneel.
The employee may occasionally lift and/or move up to 10 pounds.
EQUIPMENT MS Office PC, fax, phone and standard office equipment.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
41 CFR 60-1.
35(c) Job Type:
Full-time Solicits residential first mortgages through contacts with realtors, builders and developers.
Calls on potential or existing customers as assigned to develop new business or retain existing business.
Utilizes the mortgage product to cross sell banking relationships for the regional banking centers (i.
e.
, checking accounts and other deposit services).
Provides service to customers and prospective customers seeking residential mortgage loans.
Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Negotiates terms and conditions of loan with mortgagors.
Makes presentations to prospective customers in the community.
Keeps informed of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government-insured mortgages.
Must have valid driver's license.
Completes all compliance training related to the position.
Understands all applicable laws and regulations that apply to the position and complies with the requirements.
Minimum of one (1) years of consumer lending or mortgage experience preferred.
Full understanding of secondary mortgage loan programs.
Sales experience preferred.
Good calling and presentation skills.
Self-starter, good organization skills.
Ability to work well within a team.
Good verbal communication skills.
Willing to work flexible hours.
.
Estimated Salary: $20 to $28 per hour based on qualifications.

Don't Be a Victim of Fraud

  • Electronic Scams
  • Home-based jobs
  • Fake Rentals
  • Bad Buyers
  • Non-Existent Merchandise
  • Secondhand Items
  • More...

Don't Be Fooled

The fraudster will send a check to the victim who has accepted a job. The check can be for multiple reasons such as signing bonus, supplies, etc. The victim will be instructed to deposit the check and use the money for any of these reasons and then instructed to send the remaining funds to the fraudster. The check will bounce and the victim is left responsible.